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Skipping pre‑approval, underestimating total costs and ignoring required inspections are the top mistakes.

The most expensive errors buyers make aren’t about picking the wrong paint color — they’re about finances and due diligence. Failing to get a mortgage pre‑approval can lead to heartbreak when your dream home goes to a more prepared buyer【50733575392424†L61-L84】. Draining your savings for a down payment leaves you without an emergency cushion【50733575392424†L88-L114】. Not budgeting for closing costs, property taxes and insurance catches many first‑timers off guard【215999927755276†L90-L152】. And in South Carolina, skipping the CL‑100 wood infestation report (termite inspection) can derail your loan and leave you with thousands in repairs【696266739368285†L74-L117】. Avoid these pitfalls by planning ahead and leaning on local experts.

This guide breaks down each misstep, explains why it matters and offers practical solutions. With a clear plan, you’ll move from nervous shopper to confident homeowner.